PAIB Insurance Inc. Contest Rules

Contest Rules - PAIB Insurance

PAIB Insurance Inc. Contest Rules

Nov 10 2016
PAIB Insurance

To celebrate the launch of our new website and social media channels, PAIB Insurance Inc. is holding a Facebook contest where prizes will be awarded upon our achieving certain ‘like’ milestones. We will be awarding a free pre-paid Visa card to a randomly chosen winner upon reaching each respective Facebook tier (250, 500, 750, and 1000 likes). Additional ballots will be awarded for those who submit a free online insurance quote through the official PAIB Insurance Inc. website ( For rules, regulations, and eligibility requirements, please review the following below:


No purchase required. To enter the Contest, visit the PAIB Insurance Inc. Facebook Page at during the Contest Period. Like our Facebook Page and share our Contest post (available on the Facebook Page during the Contest Period) to your own Facebook timeline/wall (with public visibility) to enter. To be valid, entrants must leave a comment on the Contest post to confirm they’ve liked the PAIB Insurance Inc. Facebook Page and shared the post to their own wall with public visibility. Limit of one entry per person/business per period. Upon liking our Facebook Page, an additional entry will be granted to those who submit a free online quote at the PAIB Insurance Inc. website. Additional entries will again be accepted upon achieving the following Facebook Page milestones: 250 likes, 500 likes, and 750 likes. If you attempt or are suspected of attempting to enter more than once per period or use robotic, automatic, programmed or any entry methods not authorized by these rules, it shall be deemed as tampering and will void your entries. Entries become the property of PAIB Insurance Inc.


Contest is open to all Ontario residents who have reached the age of majority in the province at the Contest opening date. Employees of PAIB Insurance Inc., as well as such employees’ immediate family (father/mother, brother/sister, son/daughter) or persons living under the same roof are not eligible to enter this Contest.


Upon hitting each Facebook Like milestone (250/500/750/1000 Likes), a random draw will be conducted by a member of the PAIB Insurance Inc. team from among all eligible entries received during the Contest Period. The first selected contestant to correctly answer the mandatory mathematical skill-testing question shall be declared the winner, subject to meeting all the conditions described in these rules. Winner will be contacted through Facebook during the week following the draw and should claim their prize as instructed by PAIB Insurance Inc. by no later than 7 days after the date they are initially contacted. If a winner cannot be reached within 7 days following the first attempt of contact, declines the prize, Contest rules, or fails to return the required release form, the prize shall be forfeited and PAIB Insurance Inc. has the right, at its sole discretion, to select another winner.


  • One (1) $250.00 Pre-Paid VISA Card @ 250 Facebook Page Likes
  • One (1) $250.00 Pre-Paid VISA Card @ 500 Facebook Page Likes
  • One (1) $500.00 Pre-Paid VISA Card @ 750 Facebook Page Likes
  • One (1) $1000.00 Pre-Paid VISA Card @ 1000 Facebook Page Likes


5.1. To be declared a winner, the selected contestant must first correctly answer a trivia question.

5.2. Each winner shall sign a release declaring their eligibility as stipulated in Section 2 of these rules; agreeing that their name, image and/or voice may be used for advertising purposes related to this Contest free of charge; and releasing PAIB Insurance Inc., as well as its respective directors, officers and employees (the “Contest Parties”) from all liability for any damage or loss arising from participation in this Contest or from the awarding, acceptance or use of the prize.

5.3. The prize shall be accepted as is and may not be exchanged or refunded for an amount of money, sold or transferred. No substitutions will be allowed. Any unused portion of a prize will be forfeited.

5.4. If the prize cannot be awarded as described in these rules, PAIB Insurance Inc. reserves the right to substitute a prize or prize component with another of comparable value, as determined in its sole discretion.

5.5. Refusal to accept the prize releases the Contest Parties from any obligation toward the winner.

5.6. If a contestant makes any false statement, (s)he will be automatically disqualified from the Contest.

5.7. The Contest Parties assume no liability for any loss, damage or injury, including without limitation: (i) lost, stolen, delayed, damaged, misdirected, late, destroyed, illegible or incomplete entries; (ii) loss, theft or damage to software or computer or telephone data, including any breach of privacy; (iii) fraudulent calls; (iv) inability of any person to participate in the Contest for any reason including mistaken addresses on mail or e-mail; technical, computer or telephone malfunctions or other problems with computer on-line systems, servers, access providers, computer equipment, or software; congestion on the internet or at any website, or any combination of the foregoing; (v) damage to any person’s computer, including as a result of playing or downloading any material relating to the Contest; (vi) any delay or inability to act resulting from an event or situation beyond their control, including a strike, lockout or other labour dispute at their location or the locations of the organizations and businesses whose services are used to administer this Contest; or (vii) prizes that are lost, damaged or misdirected during shipping.

5.8. PAIB Insurance Inc. reserves the right to cancel or suspend this Contest should a virus, bug or other cause beyond their reasonable control corrupt the security or proper administration of the Contest. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest is a violation of criminal and civil laws. Should such an attempt be made, PAIB Insurance Inc. reserves the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution.

5.9. All personal information, such as name and contact information, is collected by PAIB Insurance Inc. and will not be sold to any third parties. PAIB Insurance Inc. reserves the right to contact participants in the future in regards to services offered by PAIB Insurance Inc.

5.10. If the identity of a contestant is disputed, the authorized account holder of the Facebook account submitted at the time of entry will be deemed to be the contestant. The individual assigned to the Facebook user for the account associated with the submitted like/share/comment is considered the authorized account holder. A selected contestant may be required to provide proof that (s)he is the authorized account holder of the Facebook account associated with the selected entry. All entries must be submitted from a valid Facebook account. The sole determinant of time for the purposes of receipt of a valid entry in this Contest will be the Contest server.

5.11. Odds of winning depend on the number of eligible entries. All entries that are incomplete, illegible, damaged, irregular, have been submitted through illicit means, using any robotic, automatic programmed method that artificially increases the odds of winning or do not conform to or satisfy any condition of the rules may be disqualified by PAIB Insurance Inc. PAIB Insurance Inc. is not responsible for any errors or omissions in printing or advertising of this Contest.

5.12. PAIB Insurance Inc. reserves the right to amend the Contest rules or to terminate the Contest at any time without any liability to any contestant. Any amendments to these Contest rules will be posted on the PAIB Insurance Inc. website.

5.13. By entering, you agree to abide by the Contest rules and the decisions of PAIB Insurance Inc., which decisions are final and binding on all contestants.

5.14. Contest rules are available on the PAIB Insurance Inc. website.

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