Motorcycle sales are increasing in Canada which means many new riders – young and not-so-young – are taking to the roads. Riding a motorcycle requires skill, control, and a different level of focus from driving a car.

Let the experts at PAIB Insurance Inc. provide you with the appropriate coverage to bring about the peace of mind you need to safely enjoy the open roads.

Do You Need Basic Motorcycle

Insurance Coverage?

Whether you are buying coverage for the first time or renewing your motorcycle, moped, motor scooter or motor-assisted bicycle insurance, your policy will typically include:

  • Third-party liability
  • Accident benefits
  • Uninsured automobile coverage

Your insurance representative can provide detailed information about the coverage requirements in your province or territory as well as additional insurance options such as comprehensive, all perils, and named perils coverage.

Maintaining a safe riding record is the best way to keep your premiums down. And remember to always make sure your insurance policy is active before hitting the road.

5 Motorcycle Insurance Tips:

Compare Different Deductibles

A higher deductible will decrease your premium. Choose a deductible based upon how much you can afford to pay out of pocket should you make a claim.

Take an Approved Motorcycle Training Course

Some insurance companies may offer you an incentive to complete one.

Investigate if Bundling is an Option

Combining existing policies (i.e. home, car) you have with the same insurer may reduce rates.

Install a Security Device

It not only provides peace of mind but a possible premium discount.

Join a Rider's Club

Insurance companies may offer discounts for members of established motorcycling clubs.