Operating a small business can leave you exposed to numerous risks. Several small businesses are launched from within the home and this can leave you vulnerable to incidents such as theft and loss of equipment. It is also very important to remember that your homeowners insurance policy will not cover your home business. Similarly, working in retail means you are interacting with the public on a day-to-day basis and you can be held liable for accidents that occur within your space. Whether you are seeking coverage for liability, contents and inventory, building and equipment, equipment breakdown, or business interruptions, PAIB Insurance Inc. will provide you with a customized plan that protects every facet of your business through highly competitive rates.

The PAIB Advantage

As a brokerage, we hold contracts with multiple insurance companies throughout the province. This allows us the flexibility needed to pair our clients with the companies that best align with the needs of the owner/operator as well as the business itself. Whether you’re a contractor, a retailer, an attorney with a private law practice, or even an internet entrepreneur, the PAIB Insurance Inc. team will find the solutions that make the most sense for you. As you are busy running your business, you can feel comfortable in knowing our brokers are always looking out for your best interests. Providing superior customer service is our top priority and you will always be connected to speak with an actual human. We deal with real people every day and we regard ourselves as real individuals who are capable of offering practical and sensible solutions in your most desperate times. Our 24-hour claims service is staffed by a team of experienced bilingual professionals who are here to serve you around-the-clock.

Features & Benefits

  • We do not sell proprietary PAIB products – we are brokers working explicitly for the client
  • A dedicated commercial claims team that is open and available to you 24 hours a day
  • Brokers who are fluent in both English and French
  • Assignment of a committed personal contact following your claim report
  • Comprehensive coverage offered at fair and extremely competitive price points
  • Customized policies that meet each specific need of all our clients
  • First-rate technical understanding and expertise
  • Committed to setting the standard for customer service