Regardless of whether you own/operate a small business or a large business complex, it is important to protect your business from accidents or incidents that lead to property damage and tangible losses. The PAIB Insurance Inc. team understands how many facets there are to a commercial operation and we want to assure you that each individual component has the proper safeguards in place should you encounter an unforeseen event.

This type of coverage is ideal for modern office buildings and retail strip malls, residential apartment buildings, commercial buildings that hold eligible retail, commercial, and industrial tenants, as well as some low-risk manufacturing tenants. PAIB Insurance Inc. will evaluate your business and pair you with the policy and provider that understands your most pressing needs and concerns.

PAIB Advantage

As a brokerage, we are motivated to find you the best and most comprehensive protection for your business, its location, and its corresponding equipment and stock. We are also inclined to offer you the most diverse selection of extensions in order to provide you with the peace of mind you require when it comes to all components of your operation. The PAIB Insurance Inc. team is constantly working on your behalf to present you with customized plans and sound recommendations to save you money and allow you to focus upon what you do best.

Features & Benefits

  • No minimum policy premium
  • Aggregate limit of $500,000 on-premises features
    • Blanket bylaws coverage for the building itself
    • Coverage for interior/exterior glass
    • Insurance for master keys
  • Available extensions are up to $25,000 and include:
    • Tenant relocation expenses
    • Emergency vacating expenses
    • Interruption due to civil authorities
    • Driveways, sidewalks, and pavement (named perils)
  • A dedicated commercial claims team that is open and available to you 24 hours a day
  • Brokers who are fluent in both English and French
  • Assignment of a committed personal contact following your claim report
  • Comprehensive coverage offered at fair and extremely competitive price points
  • Customized policies that meet each specific need of all our clients
  • First-rate technical understanding and expertise
  • Committed to setting the standard for customer service