ATV & SNOWMOBILE INSURANCE

Do you drive an ATV during the summer? A snowmobile throughout the winter? Being from the North, the PAIB Insurance Inc. experts are deeply informed when it comes to recreational vehicles and there are several reasons why each of them are in need of comprehensive year-round coverage. It is possible to reduce your premium by bundling your ATV/snowmobile insurance in with your standard automobile policy.

Insurers take specific factors into consideration when calculating your seasonal vehicle premiums. Some of these factors are the same as those used when calculating car insurance premiums.

If you drive your vehicle for only a few months of the year and store it when it’s not in use, it still should be insured. Seasonal vehicles that are not driven year-round can include:

  • All-terrain vehicles (ATVs and two-up ATVs)
  • Motorcycles, mopeds, motor scooters, and motor-assisted bicycles
  • Off-road vehicles
  • Recreational vehicles (RVs)
  • Snowmobiles
  • Classic cars

Ready to Get Back on the Road?

A few weeks before you take your seasonal vehicle out of storage, contact your insurance representative and update your policy. You should also ensure that your licence plate sticker covers the time period during which you plan to drive your seasonal vehicle.